Most financial planning ends the moment you buy the policy. Farlen picks up right there — a private, guided map of every loan, policy, and account, so your family knows exactly what to do, on the day they need to do it.
These aren't projections — they're the government's own numbers, disclosed in Parliament and RBI/IRDAI reports, for money sitting with banks and insurers that families haven't been able to claim.
RBI's own explanation for why this happens isn't fraud or mismanagement — it's outdated contact details, and legal heirs or nominees who either don't know an account exists, or can't produce the documents needed to claim it. That second problem — knowing, and being ready — is exactly what Farlen is built to close.
An advisor closes the sale, a PDF lands in your inbox, and the "planning" is treated as done. But the moment that actually matters — the claim, the transfer, the locker visit — is the one nobody ever walks you through.
Four moments, illustrated. This is the same story told visually — no video needed.
A ₹1 crore term policy is signed. The PDF lands in an inbox, and life moves on.
A loan, a locker, two mutual funds. Each set up separately. None of them talk to each other.
Which insurer? What's the policy number? The family starts from zero, at the worst possible moment.
Step 1 of 5 opens: call this number, quote this ID. Mapped months or years in advance.
Almost every "digital legacy" app is built around a single trigger: you die. But the more common emergency isn't that — it's the weeks you're hospitalized, sedated, or simply unreachable, and your family still needs to know what to do.
A diagnosis, a hospital stay, weeks of treatment — you're alive, but not available to manage anything.
Unconscious, cognitively impaired, or otherwise unable to act — someone else needs to step in, temporarily or not.
The scenario everyone plans for — and the only one most tools are built to handle.
Farlen's verified check-in system covers all three, because a missed check-in doesn't assume the worst — it starts a real, graduated verification before anything opens.
Every loan, policy, locker, and investment, in one private list — instead of scattered across ten inboxes.
For each obligation: who to call, which forms, and what timeline to expect — written for someone doing this for the first time.
Nothing opens automatically. A missed check-in starts a real verification with someone you trust — before any access is granted.
The person calling the insurer at 11pm might be far more comfortable doing this in Hindi. So the playbooks are too.
Five quick questions. No signup needed to see your score.
Short guides on the exact situations Farlen maps for you. Launching alongside the beta.
The three places to check first, and what to do if none of them turn up anything.
The exact checklist insurers ask for — gathered once, so no one has to hunt for it twice.
What actually determines who gets what, and where people most often assume wrong.
Hindi — what your family should know if you're hospitalized and can't manage things yourself.
Marathi — the same guide, for families who read Marathi first.
This is a map, not a vault with a mind of its own. You stay in complete control of what's shared, with whom, and when.
If you're the one who'd get the 2am call — or the one your family would be trying to reach — Farlen is for you. We're opening a small early beta before the public Play Store launch, and the waitlist is how you get in first.
Join the waitlist — takes ten seconds, and you're first in line for the beta.